Programs & Funds
The CIF provides tailored financial products and services designed to empower systematically unfinanced communities, including lower-income individuals, women, farmers and fishers, and entrepreneurs of color. By offering loans and support services, CIF helps businesses at all stages—startups, early-stage ventures, and established enterprises—fostering equitable economic growth and resilience across the Virgin Islands.
Our Programs
Catalyst Fund
The Catalyst Fund accelerates access to capital for established businesses ready to expand and scale. Originally serving RTPark tenant companies, it now supports small and medium-sized enterprises throughout the territory with loans up to $250,000. The Catalyst Fund offers transparent lending, real-time tracking, and tailored solutions for entrepreneurs seeking to grow, innovate, and create jobs.
VI Leap Fund
The Virgin Islands Leap Fund (VI Leap) bridges the gap for businesses not yet ready for traditional loans. It combines financing with business coaching, technical assistance, and financial readiness training to help entrepreneurs strengthen operations and creditworthiness. Loans range from $2,000 to $250,000, providing flexible funding for emerging ventures often overlooked by conventional financial institutions.
2026 St. Thomas Carnival Microloan Program
Can your business use a little extra support this carnival season? Through our 2026 St. Thomas Carnival Microloan Program, eligible small businesses can apply for microloans ranging from $2,000 to $15,000 to boost capacity during the busy carnival season. Apply now and get your business carnival-ready!